Controlling your health care spending: Managing the perfect storm

CMDRC perfect stormThe costs of health care have simply gotten out of control. It is now routine practice for me to discuss not only my recommendations for ultrasounds, pap smears, bone density scans and other tests and procedures but increasingly I have an ethical responsibility to discuss the out of pocket costs of these tests and procedures as well.

There is a perfect storm brewing—one that has the potential for dramatically increasing your out of pocket medical expenses. The mixture of declining physician reimbursement, continuing liability concerns, high-deductible insurance plans and larger co-pays will translate into more expensive health care costs for all of us. So here are some thoughts on reducing your personal health-related expenses.

Rule #1: Stay out of emergency rooms unless it’s an emergency!

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